Home Affordability Calculator

Estimate a comfortable home price range based on your income and monthly debts.

Car loans, student loans, credit cards, etc.
Adjust if you know the town’s rate.
Common guideline: ~28% of gross monthly income.
Common guideline: ~36% of gross monthly income.
Estimated Max Home Price
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Enter your details and click Calculate.
Estimated Monthly Payment$0
Principal & Interest$0
Property Taxes$0
Home Insurance$0
HOA / Condo Fees$0
Estimated Loan Amount$0
Estimate only. Actual approvals depend on credit, lender guidelines, property type, and other factors.
Ready for a real number? Start your pre-approval conversation.

Understand Your Budget Before Shopping

Begin your home-buying journey with clarity and confidence by understanding what fits comfortably within your budget before touring homes. Knowing your price range early helps you focus on the right properties, strengthens your position when making an offer, and prevents wasted time or disappointment later in the process. We help buyers make sense of their numbers and understand how factors like income, monthly expenses, and down payment impact what they can realistically afford.

With our guidance, you’ll approach the market prepared and informed. We walk you through the early planning stages, answer questions about affordability, and help you align your expectations with current market conditions. By taking this step first, you set yourself up for a smoother, more confident home-buying experience from the moment you start viewing properties.

What You’ll Gain:

  • A clear understanding of your home-buying budget

  • Guidance on realistic price ranges based on your situation

  • Insight into monthly costs beyond just the purchase price

  • Better confidence when viewing homes and making offers

Why It Matters:

  • Helps you focus on homes that truly fit your budget

  • Strengthens your position when submitting an offer

  • Reduces surprises during negotiations or financing

What Our Clients Are Saying

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